Members of the Million Dollar Round Table should be ever mindful that complete compliance with and observance of the Code of Ethics of the Million Dollar Round Table shall serve to promote the highest quality standards of membership. These standards will be beneficial to the public and the insurance and financial services profession.



1. Always place the best interests of their clients above their own direct or  indirect interests.
2. Maintain the highest standards of professional competence and give the  best possible advice to clients by seeking to maintain and improve  professional knowledge, skills and competence.
3. Hold in strictest confidence, and consider as privileged, all business and  personal information pertaining to their clients’ affairs.
4. Make full and adequate disclosure of all facts necessary to enable clients to  make informed decisions.
5. Maintain personal conduct that will reflect favorably on the insurance and financial services profession and MDRT.
6. Determine that any replacement of an insurance or financial product must  be beneficial for the client.
7. Abide by and conform to all provisions of the laws and regulations in the  jurisdictions in which they do business.